Beem It makes it harder for your flaky mates to abandon you with the dinner bill this festive season.
It sucks to be the one stuck with organising – and paying for – social activities with friends. We’ve all been there, whether it’s booking movie tickets or shouting dinner because the restaurant won’t split the bill.
At the time it’s easy to shrug it off like you’re some kind of rapper with endless disposable income, but in the cold light of day you have to worry about chasing down money from your friends.
There’s nothing worse. Asking friends to pay you back is always an awkward, uncomfortable experience. You don’t want your mates to think you’re a tight ass, but you also need your moolah.
If you’re anything like me you end up forgetting to collect your payment most of the time anyway. Well, Beem It, a joint venture between NAB, CBA and Westpac, solves this nightmare.
Beem It is a smartphone app that lets you split, request and pay bills instantly, easily and, most importantly, securely.
All you need is the app, a Mastercard or Visa debit card and your mate’s Beem It username or phone number. Send a payment request to your friend and they can transfer money with a single swipe. No need for awkward conversations.
Where Beem It really shines is its bill splitting feature. Just choose the amount you’re splitting, who you’re splitting it with and how much each person owes, and Beem It will keep track of who owes you what.
When someone transfers you what they owe, their debt will be updated instantly and the funds will be received in your account straight away. The transfer limit is a lofty A$500, and guess what? There are no transfer fees. Boom.
It’s basically the smartphone version of a Mafia standover man, minus the violence. As if it wasn’t good enough already – really, it’s very good – Beem It also has the most aesthetically pleasing, functional interface of any app I’ve ever used on a smartphone.
Whether you’re splitting Christmas presents with your siblings or tickets to Falls Festival with friends, Beem It is the perfect companion for this festive and festival season.